Virtual CFO, Budgeting & FP&A for Owners and Boards
CFO-level thinking: without a full-time CFO salary.
Financial models, budgets, forecasts and virtual CFO support that show owners and boards where the business is heading: so decisions on hiring, pricing, spending, financing and growth are made with confidence.
Platforms & authorities we work with every day
What working with Adeel Ahmad & Co. involves
Models built on your real operations
Driver-based models of how your business actually earns and spends: replacing fragile spreadsheets nobody dares touch.
Rolling forecasts, not annual guesses
Forecasts linked to your actual results, showing cash runway, margins and performance trends.
A former CFO on call
Modelling, forecasting and strategic support from a former CFO: without recruiting a finance team.
Growing faster than your spreadsheets?
As businesses grow, forecasting, board reporting, cash planning and scenario analysis need structure and ownership: especially with rupee volatility, changing interest rates and a new Finance Act every July.
- Your budget lives in a spreadsheet nobody updates
- You’re not sure how many months of cash you have
- Your bank wants projections for a financing request
- Your board or donors ask for variance explanations you can’t give
- Pricing is decided without real margin data
- You can’t model the impact of exchange rates, KIBOR or tax changes
Senior finance support, month after month
Senior finance leadership with experience of multi-site organisations, board-level budgeting and restructuring.
We look after the model
Assumptions refreshed each month, so the model stays useful as the business changes.
A monthly CFO review
A focused review of performance, variances, trends and what needs leadership attention.
The few numbers that matter
Clear dashboards that show the handful of numbers that matter: by unit, branch or product.
Our finance & FP&A services
Financial modelling
Integrated models linking revenue, headcount, costs, cash and growth: for management, banks and investors.
Monthly financial review
Actuals vs budget, variance analysis and a rolling forecast, discussed with you every month.
Dashboards & KPI tracking
A clear view of performance without spreadsheet sprawl: in Odoo, Excel or BI tools.
Budgeting & reforecasting
Annual budgets and structured reforecasts that reset expectations on actual performance.
Scenario planning
The impact of hiring, pricing, rupee devaluation, KIBOR or Finance Act changes: before you commit.
Advanced financial analysis
Unit economics, product and branch profitability, costing, margin diagnostics and pricing.
Business plans & financing
Bank-ready business plans, cash flow projections and financing proposals.
Special situations
Financial due diligence, valuations, restructuring, cost reduction and forensic reviews.
Delivered by a Fellow Chartered Accountant and former CFO of a multi-site organisation, with experience of board-level budgets, forensic reviews and cost-restructuring programmes.
What is a virtual CFO?
A senior finance professional who provides CFO-level leadership part-time (budgeting, forecasting, reporting to the board and advising on decisions) for a fixed monthly fee.
Do I need clean books first?
Reliable forecasts need reliable actuals. If your books need work, we’ll fix the foundation through our accounting service first or alongside.
Can you help us raise bank finance or investment?
Yes: we prepare the business plan, financial model and projections, and support you through lender or investor questions.
Is this only for large companies?
No. Startups, SMEs and non-profits use our FP&A support: scoped to what you need.
Related services
Speak to a Chartered Accountant today
Tell us where you are: a new company, a tax notice, an audit deadline or a finance function that needs structure. We’ll reply within one business day with a clear plan and a fixed-fee quote.
